Built by two physicians with 35+ years of combined real estate experience across every market cycle. Proven by 4,500+ alumni who've already run it.
By the end of seven weeks inside Zero to Freedom, you're executing a proven plan—not still researching one. Your market is chosen. Your team is built. Your first offers go in by Week 4, and some close on their first property before the course wraps. You understand exactly how owning real estate shelters your income from taxes—and you've run the numbers yourself.
This is what "I've been thinking about real estate" becomes when seven weeks of structured work replaces three years of scattered effort.
You said yes to the career—the schooling, the certifications, the years of unpaid or underpaid work, the cost of the credentials that actually open the doors. You did it for a reason. Most of the reasons were people: a partner, the kids you imagined, the parents you wanted to take care of someday, a version of yourself who'd finally have room to breathe.
The career arrived. So did the income, the credentials, the title. But somewhere along the way, the life you pictured when you said yes—not the salary, the life—quietly stopped showing up.
Bedtime starts without you. Again. The vacation came with a Sunday email. The kids' window keeps closing on the other side of a meeting that didn't exist five years ago. The parents are aging into the season you swore you'd be present for.
The tax bill grows in lockstep with every raise, and the 401(k) chart looks fine on paper and feels nothing like freedom. The promotion you've been waiting on doesn't fix it. Neither does the bonus, the next quarter, or the title you can almost taste.
Every dollar coming in is being earned by an hour you traded for it. When you stop, the dollars stop. There's no asset doing the work when you're not. That's the trap—and it's the one thing more hours will never solve.
"I'm on a treadmill that keeps going faster, and I don't have a way out." — What we hear in nearly every first conversation.
You didn't work so hard for this career to feel undervalued or financially uncertain. And yet, that's where a lot of professionals at your income level quietly find themselves. But the trap has a door—and your career comes with you when you walk through it.
The high-achieving professionals who walk through it don't get there by adding more hours or chasing another raise. They stop reaching for more shifts, more clients, more billable hours. They stop believing the next promotion, the next bonus, or the 401(k) is going to save them anytime soon.
They build an income that replaces what their career pays them.
It arrives whether they showed up at the office or not. It comes with tax breaks a paycheck alone can never give. And unlike a fund or a syndication, they actually own the asset.
This isn’t “passive income” in the manufactured sense—that phrase has been hollowed out by a decade of bad pitches. It's active ownership of cashflowing rental real estate, run alongside the career that's already working.
Most people at your income level have heard of it. Many have read about it for years. Almost none have been shown a system designed for the high-income professional they actually are.
Income that can replace what your career pays you so you can cut back, work less, or step out altogether, on your timeline.
A tax strategy that shelters your W-2, 1099, and business profit the kind that can make $0 in federal income tax for the year a number you actually run.
A system to finally walk the path you’ve been reading about for years.
Across our last surveys, the same three reasons keep showing up from our community—and one of them is almost certainly yours:
You’ve been taught that investing means the stock market. About 95% of professional portfolios end up there—because that’s the script. And the script is fine. It’s just slow, fully taxed, and not under your control.
Unlike stocks, you raise the value on purpose—starting on day one. Buy off-market at the right price and you've built equity before you close. After that, a cosmetic rehab, an added bedroom, or better property management that lifts rents adds more cashflow, which adds more value. You make the move yourself, without waiting for the market.
The long climb on top of all of it. The national average has run roughly 4–5% a year over the long term; the right markets do considerably better. With leverage, even modest appreciation turns into outsized returns on the cash you actually put in.
Buy the right property at the right price and the appraisal comes back above what you paid. Move fast, negotiate well, and you walk in with equity before you've done a single thing to the property.
Rent that arrives every month, from day one. It's your money making money for you—the first dollar that doesn't ask you to trade an hour for it.
Write-offs a paycheck never gets. The right setup can shelter a serious share (if not all) of your W-2, 1099, or business income—and turn an April tax bill into a refund.
Your tenants retire the mortgage for you. Every month, their rent pays down the principal you borrowed; over 30 years, the bank is fully repaid by them, and you keep the asset.
The biggest tax advantages stay passive, and your returns get trimmed before they reach you. Own the property yourself, with the right team around you, and all six are yours to keep.
Some stay at full speed and use the cashflow to fund the life around the career instead of inside it. Some keep growing the portfolio with the goal of adding security and protecting your family's future.
What's different is the architecture underneath: income now arrives from more than one place. The math works whether you showed up or not. And the season of life you meant to be present for is finally something you can be present for.
You've closed your first couple of properties. The cashflow shows up monthly. Your CPA gives you the estimate for what you’ll be saving in taxes this year—and it’s the kind of number ownership unlocks that the W-2 alone never can. The conversation with your partner has shifted from "someday" to "by Q3." You're already adding in a second market.
Your career hasn't gone anywhere. You haven't quit anything. You're just running it differently now—because you can afford to. Some couples cut hours. Some take the sabbatical they'd been talking about for three years.
You’ve read the books and the blogs. You’ve listened to the podcasts and watched the videos. Maybe you put money into a passive syndication. Maybe you started a course and didn’t finish—or finished it and never bought a property.
You’ll work through a pre-course module, six main modules across the cohort, and a bonus Module 7—eight in total, all yours for life. You’ll choose your market, build your team, and analyze deals. Many close on their first property during the program. Some go further—buying their second and third properties and expanding into new markets after, with the support of our alumni community. And some have scaled to hundreds of units across multiple markets and even internationally since taking Zero to Freedom.
What you get: a proven system for buying great deals, the team support that keeps you out of first-time-investor mistakes, and a community of high-income professionals doing the work alongside you—your cohort during the seven weeks, the alumni community waiting on the other side of it.
Built by Leti and Kenji after nearly a decade of cohorts, refined across 4,500+ high-income professionals who’ve already run the system and created life-changing results.
Immediate access the minute you enroll. You’ll choose your target market with the Market Choice tool, set up your real estate business, learn the basics of asset protection, and start running real properties through the cash-on-cash calculator.
By the time Week 1 starts live, the scaffolding is already in place—you're not burning Week 1 on what should've been done before.
Goals and vision-setting first—the foundation work that quietly trips up most investors before they ever submit an offer. You'll calibrate your number (what does freedom actually cost in monthly cashflow, and how many doors get you there?) and surface the inner obstacles and fears that stop most professionals from acting on what they already know.
Then deeper work on real deal analysis. The proprietary long-term rental and short-term rental cash-on-cash calculators are the cornerstone—not the whole tool. You'll also learn the expense and reserve modeling and the stress tests that show whether a deal holds up when reality runs messier than the listing made it look.
The Core Acquisition Strategy—the one strategy you actually master before any of the more advanced plays make sense. Leti and Kenji bought every property in their portfolio using this approach, and it's where the risk-mitigation framework begins: how to evaluate a deal so cashflow holds through a downturn, how to structure financing so leverage doesn't sink you.
How to recognize the hidden value that other investors miss, and how to force an increase in your property’s value after purchase. You'll also start building your team this week—lenders and insurance brokers from our vetted network, or your own picks measured against the criteria we use to vet ours.
Property manager and contractor—the two team members most investors get wrong, and getting them wrong is how investors lose everything they've put in. You'll learn how to identify, vet, and select both—the interview questions, the red flags, the contract terms—using the same process Leti and Kenji run.
Plus, get a game plan for learning your market in real depth: data sources, on-the-ground signals, rent trends, comps. By the end of Week 3, you can defend a market choice and a team choice with numbers and reasoning, not a referral and a hope.
You have to see a lot of real estate deals before you find a good one—and most new investors don't see enough, so they grab whatever's in front of them and call it a strategy. This week, you connect with the investor agents in our vetted network—300+ of them, covering 3,100+ markets across the U.S. (Investor agents aren't the agent who sold you your house; good ones are more challenging to find on your own, and they don't usually come up on Google.)
The team and the markets don't have to be local: many of our community members invest in markets they don't live in, and we teach you how to make that work. After Week 4, your full team is assembled and you're ready to submit offers—some do this week, some take a bit longer to find the right deal.
Your agents will bring you deals. You'll also learn to find your own—the apps, online sources, and off-market channels Leti and Kenji used to source over a quarter of their own properties. Plus, learn advanced hidden-value spotting: the rent bump the prior owner left on the table, the lot split, the unit-mix change, the manageable rehab that turns a property from okay to great.
And hear the "lock it up" techniques—the move most new investors miss because they only know how to buy their own home, and that habit costs them deal after deal to the investor who knew to lock it up first.
Inspections, contractor walk-throughs, PM review, insurance quotes, title, lease/estoppel review—the full risk-mitigation framework Leti and Kenji run on every purchase, applied to yours. You'll also learn what to negotiate (and what to walk from) once diligence surfaces the landmines that can blow up a deal. By the end of Week 6, many of our members have either submitted an offer with eyes wide open or walked from a deal that should've been walked from—both count.
Your 90-day plan for properties #1 through #5—deal criteria, the KPIs that matter, and the rhythm of analysis-to-offer that turns the next year into properties instead of intentions. The capstone module hands you the Fast FIRE System to keep running long after the cohort ends.
The video content runs in 10–20 minute modules designed for the pockets of time you already have. The live Q&A with Leti and Kenji and the open office hours are recorded, so you don't have to attend in real time to keep up.
8 modules in total (pre-course + 6 main + bonus Module 7). Lifetime access to the recorded course material, including future upgrades we make to it.
Recorded if you can't make it live. Bring your actual deals; we'll review the numbers, surface blind spots, and map next steps.
Small-group sessions almost every weekday. Coaches are all ZTF alumni who invest actively in different markets and property types.
Long-term and short-term rental versions. The same tools Leti and Kenji run their own properties through to assess if they will cashflow.
Trained on the full course library plus hundreds of hours of live Q&A. Ask anything, anytime, in their voice.
Data-backed market comparison: rent-to-price ratios, growth signals, and risk, so you can choose the rental that meets your criteria.
Same access from Day 1.
Your live cohort during the seven weeks. Weekly live Q&A with Leti and Kenji, where you bring real deals and we look at the numbers together. Open office hours with experienced ZTF coaches almost every weekday. A cohort Facebook group where members ask questions, interact with the coaches and mentors and Leti and Kenji.
Warm intros to the vetted network Leti and Kenji use themselves—300+ investor-savvy agents covering 3,100+ markets, plus lenders, insurance brokers, 1031 exchange specialists, CPAs, asset-protection attorneys, cost-segregation companies, bookkeepers, virtual assistants, and asset managers. Every team member has been tested across multiple years of cohorts; they show up accountable because the network is the relationship. The hours, the cold calls, and the expensive mistakes that come from hiring blind—saved. Yours for life.
8 modules in total (pre-course + 6 main + bonus Module 7). Lifetime access to the recorded course material, including future upgrades we make to it.
Recorded if you can't make it live. Bring your actual deals; we'll review the numbers, surface blind spots, and map next steps.
Small-group sessions almost every weekday. Coaches are all ZTF alumni who invest actively in different markets and property types.
Long-term and short-term rental versions. The same tools Leti and Kenji run their own properties through to assess if they will cashflow.
Trained on the full course library plus hundreds of hours of live Q&A. Ask anything, anytime, in their voice.
Warm intros to the vetted network Leti and Kenji use themselves—300+ investor-savvy agents covering 3,100+ markets, plus lenders, insurance brokers, 1031 exchange specialists, CPAs, asset-protection attorneys, cost-segregation companies, bookkeepers, virtual assistants, and asset managers.
Every team member has been tested across multiple years of cohorts; they show up accountable because the network is the relationship. The hours, the cold calls, and the expensive mistakes that come from hiring blind—saved. Yours for life.
Data-backed market comparison: rent-to-price ratios, growth signals, and risk, so you can choose the rental that meets your criteria.
Same access from Day 1.
Your live cohort during the seven weeks. Weekly live Q&A with Leti and Kenji, where you bring real deals and we look at the numbers together. Open office hours with experienced ZTF coaches almost every weekday. A cohort Facebook group where members ask questions, interact with the coaches and mentors and Leti and Kenji.
Long-term and short-term rental versions. The same tools Leti and Kenji run their own properties through to assess if they will cashflow.
Trained on the full course library plus hundreds of hours of live Q&A. Ask anything, anytime, in their voice.
Data-backed market comparison: rent-to-price ratios, growth signals, and risk, so you can choose the rental that meets your criteria.
The deeper-dive on the tax strategies available and how to use them to harvest your tax savings. Multiple CPAs included so you can see different interpretations of the law.
When the cohort closes, you get two free months in our alumni community of 1,000+ active members. Where you go after the cohort to get the content, community and mentoring as you scale your portfolio and cashflow.
The actual cash-on-cash returns, the decisions, the mistakes. So you learn from theirs instead of making your own.
The exact strategies Leti, Kenji, and other community members use to build and manage the portfolio on top of family life, work, and travel.
When You Don't Have the Money. Creative-finance approaches for the first property (including how to finance rehabbing) through the hundredth unit.
During ZTF, we were able to purchase a total of 4 duplexes on the same lot making our first real estate deal, 8 units and a commercial loan. Next we purchased 5 units on a property consisting of 2 duplexes and a house with a half acre in the back to build on. Our most recent property thus far is a 4 plex in Albuquerque. I also still manage all units myself with Maria as my accountability partner. Our 17 doors have allowed my wife Maria to reduce her Emergency Medicine shifts by half resulting in a more manageable 7-8 shifts a month. The reduction in work has allowed her to spend more time with our children and to enjoy life on her terms.
Inventory is loosening, deals are better-priced than they were a year or two ago, and sellers don't have the leverage they did. Real wealth gets built in markets like this—by investors who showed up with the team built and the skillset to recognize a good deal when it lands. The work to be ready for the next twelve months happens now.
The child who's eight when you enroll is thirteen three years later, and sixteen five years later. The back-end parenting years—the high-school years, the years they actually remember the parent who was present—are paid for by the portfolio you start now. That's the calendar speaking, plainly. (If the kids aren't yours, the same math runs for the parents you'd want to support, the season of the career you'd rather step back from, the trip with your spouse you've been talking about for three years. Different specifics, same calendar.)
Your income depends on one paycheck from one job—when it stops, everything stops. The stock market is at record highs while consumer sentiment is historically low—recent surveys show more than half of Americans calling investing a "bad idea" right now. Inflation is doing the slow work on everything. AI is reshaping what "a stable career" even means in the next decade.
We've invested through multiple recessions over 35+ years combined; cashflowing real estate is the only asset class that's paid us through all of them. It's the tangible asset that pays you each month whether or not the market index does—and the only one that pays you in six ways at once (cashflow, tax savings, loan paydown, forced appreciation, market appreciation, leverage).
The window for real diversification doesn't manufacture itself. You walk through it on purpose, or you don't.
If at the end of Week 3 you can look at the work you've done and you can't see a clear path to buying your first great cashflowing deal, email us. We refund your tuition in full. No required forms. No guilt trips. We'd rather you leave clear than stay unsure.
(Based on 4,500 alumni, the overwhelmingly likely outcome is that you see the path—and we'll be there for the next weeks of the cohort helping you walk through it. And the years that follow, if you'd like even more support.)
Then on our honeymoon that December—a camper van in New Zealand, no electricity half the nights, Rich Dad Poor Dad read out loud to each other by flashlight—we found the way out. Real estate. Cashflow. An asset that would pay us whether or not we showed up at the hospital that day. We came home, redirected our $200,000 in savings from a primary residence into rental properties, and started buying.
Twelve doors by the end of year one. Tax bill zeroed out that year. Kenji cut back—then stayed home with our newborn daughter and oversaw our real estate portfolio. We learned to let the numbers guide our decisions, and we built the framework that became the Fast FIRE System.
Today we own 185+ doors across multiple states. We've taught 4,500+ professionals to invest in rentals and build a source of income outside their careers, so they can be free too—physicians at first, then attorneys, engineers, business owners, consultants, executives, and first-generation wealth-builders. We still own our portfolio—and are actively growing it each year! Our team runs the day-to-day; the deal analysis, the numbers, and every key decision still happen with us.
In mid-2014, we were both physicians working more than full-time—week on, week off, picking up extra shifts and scheduling "date days" a month in advance just to see each other.
We had the careers everyone said would be the answer: the credentials, the income, the respectability. What we didn't have was time. We didn't have autonomy—the system owned the calendar. And we knew we wanted to have kids—and we weren't going to get to participate in them growing up.
Most cohort members spend 2–4 hours a week; up to 5–7 if you attend every live component. The video content is yours to watch on your schedule—in 20–30 minute modules designed to fit the pockets of time you already have. The live Q&A with Leti and Kenji and the open office hours are recorded if you can't make them live, and you've got a full week between modules to do the homework.
We get it: we ran the program while raising kids, running four businesses, and traveling half the year. Just like you, our time is at a premium, and we built ZTF for exactly this. As Kenji likes to say, "Your investment portfolio can be as passive as you want it to be."
Seven weeks of recorded lessons, lifetime access to the recorded material, plus future updates we make to it—designed around the hours you actually have, not the ones you wish you had. (You can catch up whenever life lets you.)
What's more, you get access to the team members who save you from costly mistakes. The cohort is the time-saver, not another time-suck.
If a deal works at today's rate, it usually gets better later.
Rates are higher than the historic-low numbers from a couple years ago, but historically? Today's rates are average—smart investors do not wait for perfect conditions. They acquire assets where the math works at today’s cost of capital. If a deal provides cashflow now, any future market shifts simply serve as an additional margin for your household.
There’s never a perfect market—there’s just the market you’ve learned to read.
When sellers have the upper hand, you’ve trained for hidden-value properties, off-market deals through the vetted agent network, and “lock it up” techniques to close before other investors have a chance.
When buyers have the upper hand—as they do in many markets right now, with inventory loosening and good deals becoming more plentiful—you’ve already got the team, the calculators, and the deal funnel ready to move quickly. There are always good deals in any market; the key is to access them with the right team … and to recognize them when they show up.
If you only learn when it’s easy, you’ll never be ready when it counts.
Recessions are when the biggest fortunes in real estate get made. Prices soften, distressed sellers appear, and the investors who are prepared scoop up the best deals.
Zero to Freedom teaches a recession-resistant strategy focused on B- and C-class multifamily properties: stable housing that people need in any economy. Downturns usually increase demand for rentals (more people rent when they can't buy). If you know how to evaluate properties correctly, a recession isn't a threat—it's your best opportunity.
Yes—and that's why the cohort exists in this Taikun-branded form.
Our 2027 cohort will include attorneys, tech operators, consultants, executives, and clinicians in the same room—with a curriculum built for all of them, not translated from physician-only. There’s also cross-profession proof in the alumni library: Hussein (engineer), Aline & Carlos (MBA + cardiologist), Karan & Swathi (pharma supply-chain consultants), Victoria (corporate attorney), George (IT exec), Scott (social worker) and his wife (vet).
All investing carries risk. The real question is whether you understand the risk you're taking and what you're doing to mitigate it.
We consider ourselves risk-averse investors, and the framework we teach is built around that posture: how to evaluate a deal so you don't overpay, structure financing so a downturn doesn't sink you, build a team that flags blind spots before you sign. You learn to spot risk before it becomes a problem—and you do it inside a community actively looking for what you might have missed.
The risk most professionals don't name: one paycheck, one employer, one body that has to keep showing up. Layoff, illness, a parent who needs you—and the income stops cold. As Leti puts it: "When you're trading your time for money, your security is an illusion."
Cashflowing real estate, owned and understood, is one of the few assets that pays you whether or not you're at work.
Most people are. About 75% of new Zero to Freedom students come in with zero real-estate experience—which is exactly who we built the curriculum for.
The system is designed to teach the math first, transactions second. You'll learn to use our cash-on-cash calculator—a fill-in-the-blanks tool that answers one question: "Does this property pay me after all costs?" Then you'll work through step-by-step deal analysis checklists, bring real numbers to weekly live reviews, and walk through deals with us until the math clicks. By the end of Week 4, many cohort members are already sending protected offers.
The first four weeks of ZTF are analysis, learning how to buy great deals, and team-building—not transacting.
The cohort does help you find the funding, too: the bonus financing module covers creative-finance approaches from your first property to your hundredth, and we bring in an expert speaker who specializes in surfacing sources of money you may not realize you have access to. Financing your rehab is also covered here.
The cohort also gives you the tools to audit your capital position and often surfaces levers you didn’t know were accessible (HELOC, 1031, partnership structures, gift-of-equity). By the time you’re writing an offer, the funding strategy is part of the system you’ve already learned.
Go ask the alumni.
4,500 of them, across professions and across the country. Ask them what they've done in the 12 months after ZTF. You get lifetime access to the recorded course material (which we keep updating with future improvements), and weekly live Q&As during the cohort with the two physicians who built every part of the system from active practice. The proof is on the people who’ve already walked the path—check out this video to see for yourself.
About 25% of the couples we see start this way—one partner already enthusiastic, one not sure if they'll be actively involved.
ZTF is structurally built for both voices; recorded modules each partner can watch at their own pace, office hours that welcome both partners’ roles. Your spouse or significant other co-enrolls free. Some couples arrive aligned; some don’t—and the math once it’s on the page, has a way of pulling the second partner in.
No. The cohort builds your property-management team in Week 3.
You stay in the seat as the high-income professional and asset owner, not operator. The day-to-day and minutia belongs to your PM and your team. Most ZTF students never directly manage a tenant.
Zero to Freedom is the foundational system for real estate investing—any property type, any market. Our community members use it to buy long-term rentals, short-term rentals, commercial properties, even raw land and farmland. The system is the same; the application stretches to fit the portfolio you want to build.
Accelerating Wealth is short-term-rental-specific—it covers STRs end-to-end, from purchase through management and expanding profitability. It's a deeper specialization, built for the investor who's already decided STRs are the play.
If you're starting from "we've been thinking about real estate" and you're not sure yet which property type fits your life, ZTF is the right entry point. Many of our community members go on to take AW after, when they've decided to add STRs to the portfolio. The two programs complement each other.
You probably could.
The question is whether you want to spend two-to-three years learning what a cohort and mentor network teach in seven weeks—while the kids' window is still open. 185+ doors across multiple states and 35+ years combined isn't something a podcast binge gets you to.
You’re a high income professional with a significant tax burden you want to shelter. Real estate is one of the rare asset classes the tax code rewards you for owning.
You want a structured system and real team to help you buy your properties—not a DIY operation you have to figure out alone.
You want a real risk-mitigation framework—not a hot tip. You'd rather learn the analysis, the financing, and the team-building than gamble on a deal and hope it works.
You want to keep your career while building a second source of income that makes the W-2 a choice.
You want a community to grow with—deep relationships with investors a few steps ahead, behind, and beside you, not a forum you visit when something breaks.
You’re ready to show up and put in the work: watch the dripped-out weekly content, do your homework, ask questions in the community when you’re stuck, and show up for as many office hours and Q&As as possible—for the full seven weeks.
You're tired of sitting on the sidelines and you're ready to execute, not just research.
You have the resources to commit: $5K + roughly 4-6 hours per week for seven weeks.
You want to build something your family benefits from for decades.
You want passive exposure (if this is you, our sister company Fast FIRE Capital may be a better fit. Click here to explore.)
You want to focus on "no money down" / subject-to / note buying.
You enjoy paying a significant portion of your salary in taxes.
You want a second job—wholesaling properties, flipping or buying notes.
You want a public forum (BiggerPockets, Reddit) instead of a vetted cohort.
You're looking for speculative gains or low-skill plays. Taikun is built for the professional who values a disciplined, systems-based approach to ownership.
You'd prefer to rely on your job as your only source of income.
You can wait for the system to change… or make yourself free of the system.